No ke aha ʻoe e hoʻomaikaʻi ai i kāu kāleka swipe iā EMV

kāleka ʻaiʻē emv

ʻOiai ma IRCE, noho wau me ka SVP o Intuit o nā uku a me nā ʻoihana Pāʻoihana, ʻO Eric Dunn. He nānā maka maka i ka ulu ʻana o Intuit ma ka mākeke kūʻai a me ka ecommerce. I ka ʻoiaʻiʻo, ʻaʻole ʻike ka poʻe he nui akā ʻoi aku ke kahe o ke kālā ma o Intuit ma mua o PayPal ke pili i nā ʻoihana pūnaewele (inā ʻoe e hoʻopili i kā lākou lawelawe uku uku).

Ke hoʻomau nei ka Intuit i ka hoʻāʻo e lilo i hopena hopena no kēlā me kēia ʻoihana ecommerce a i ʻole kahi ʻoihana kūʻai kūʻai kahi e hiki ai i nā mea nona ke ʻike i ka manawa maoli i kā lākou kālā. Aia pū i loko o kēia kā lākou mōhai hoʻokūkū no ka hana uku. I mea e kōkua ai i nā ʻoihana liʻiliʻi e ulu i kā lākou alo e-commerce, Kōkuhi Online ua hui pū me ʻO BigCommerce.com a Shopify e ʻae aku i nā SMB e kūʻai maʻalahi aku i ka pūnaewele, ma ko lākou wahi kūʻai a me nā wahi āpau ma waena.

ʻO ka Shift i nā Kāleka Credit EMV

ʻO nā hui kāleka hōʻaiʻē e hana nei i kahi hoʻololi i nā kāleka hōʻaiʻē ʻāpono ʻia na ʻOkakopa 1st, 2015, ʻike ʻia nā kāleka EMV. EMV Kū ʻo Europay, MasterCard, a me Visa, nā mea hoʻomohala o ka hae. ʻO ke kumu o kēia neʻe ʻana e loaʻa i nā kāleka a kāu mea kūʻai aku kahi puʻukū i hoʻopili ʻia e heluhelu ʻokoʻa ʻia ma mua o ka hoʻohana ʻana i ka strip magnet.

Ua hoʻomohala ʻia ka ʻenehana EMV e kōkua i ke kaua ʻana i ka maʻalahi o ka hiki ke hoʻopili ʻia nā kāleka ʻume mākenēki. Mai ka hoʻolauna ʻana i nā kāleka EMV-chipped i kāna mākeke, he wahaheʻe kā kāleka maka alo he alo lulu 72%. Hiki ke hana ʻia nā uku EMV me ka hoʻohana ʻana i kahi pākuʻi i hoʻopili ʻia a i ʻole uila paha ma o nā kikowaena e kākoʻo ana contactless Nā uku EMV.

ʻO ka mea āu e ʻike ʻole ai, ʻo ka neʻe ʻana i EMV kahi hoʻololi nui i ke kuleana no nā mea kūʻai aku a me nā mea ʻē aʻe e ʻae nei i nā kāleka hōʻaiʻē ma o ka swiper kāleka. Eia kahi hiʻohiʻona o Intuit:

ʻO EMV Liability

Hiki iā ʻoe heluhelu hou e pili ana iā EMV a no ke aha ʻoe e hoʻolālā ai e neʻe i kēia mau mea heluhelu hou ma ka pūnaewele Intuit. I ka mālamalama o ka hoʻololi o ke kuleana EMV, hoʻokuʻu ʻo Intuit QuickBooks i kahi mea heluhelu EMV hou. Hoʻolālā ʻia nā kāleka EMV e hoʻokomo i loko o ka mea heluhelu a noho mau ma kahi o ka hana holoʻokoʻa.

Hoʻohui Pāʻoihana liʻiliʻi o EMV ʻenehana

Nānā ʻia ʻo Intuit i nā ʻona ʻoihana liʻiliʻi e loaʻa ko lākou kuanaʻike ma ka ʻenehana EMV a me ka hoʻololi kuleana e hiki mai ana:

  • ʻAʻole i lohe ʻo 42% o nā ʻoihana ʻona liʻiliʻi i ka palena palena ʻoi loa o ke kuleana ʻo EMV.
  • 58% o nā ʻoihana liʻiliʻi i loaʻa nā ʻoihana kūʻai aku kiʻekiʻe ke uku ka poʻe kūʻai me kahi kāleka hōʻaiʻē.
  • 57% o nā mea pane i hōʻike i ke kumukūʻai o kahi kikowaena hou a mea heluhelu paha ma ke kumu kiʻekiʻe e mālama iā lākou mai ka hoʻolālā a hoʻomaikaʻi ʻana i kahi hopena EMV-kūpono.
  • 85% o nā ʻona ʻoihana liʻiliʻi e neʻe ʻole, a i ʻole hoʻoholo ʻole, ʻike ʻole i nā kuleana kālā a me nā kuleana kānāwai e kuleana ai lākou e hoʻomaka i ʻOkakopa.
  • ʻAʻole hiki i ka 86% o nā ʻona ʻoihana liʻiliʻi e neʻe, a i ʻole koho ʻole ʻia, ke lawelawe i nā kuleana kālā a me nā kuleana o ke kāleka hoʻopunipuni.

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