Pākuʻi makaʻu: Ka Waihona Kaulike a me ka Pūnaewele

LocutusʻO John Stossel o ka 20/20 a ABC he a hōʻike maikaʻi loa i kēlā pule aku nei, Pāwehi makaʻu: hopohopo i ʻAmelika. Ua hāʻawi ʻo ia i ka ʻikepili paʻa e kamaʻilio ana i ka hopena o ka pāpāho i ko mākou ola a pehea e pili ai i ka lehulehu a me kāna makaʻu.

(Loaʻa iā ia kekahi ʻO Stephen Dubner mai Freakonomics ma ka hōʻike, no laila pono wau e nānā ia!)

ʻO ka pilikia āna i ʻike ai ʻo ka hapa nui o nā mea a mākou e hopohopo nei ʻaʻole pilikia maoli. ʻO kahi laʻana e hoʻohālikelike nei i ka hoʻohālikelike ʻana o ka loaʻa ʻana o ka pū i kau ʻia a i ʻole ka wai ʻauʻau ... make nā loko wai i nā keiki he nui aku ma mua o nā pū kau. No kekahi kumu, makaʻu ʻole mākou i ka hoʻouna ʻana i kā mākou keiki i kahi home me kahi loko wai ... akā ʻaʻole mākou e hoʻouna iā lākou i kahi home me kahi pū i kau ʻia.

I kēia pule, ua kū ka makaʻu i ka home. E mālama wau i nā kikoʻī gory, akā ua komo wau i kahi pūnaewele pūnaewele i loaʻa kekahi mau pono hana maikaʻi no ke kūkulu ʻana i nā pilina ʻohana a me ka lawe ʻana o kāu 'pūnaewele' a ulu ponoʻī. ʻO ka maalea i ka pūnaewele ʻo ʻoe ke komo i kou ʻohana āpau a me kā lākou mau pili iā ʻoe ... ʻo ke noi ke koena ... ka hoʻopili ʻana i kēlā me kēia o lākou e ʻeʻe a hoʻomau i ke kūkulu ʻana i ka ʻohana. He noi weliweli ia me nā hiʻona kūpono a pau ... kahi māhele viral, kahi mea hana, kahi waihona ʻike pūnaewele, nā mea āpau i loko o hoʻokahi pūʻolo pūnaewele 2.0 liʻiliʻi.

Eia ka rub ... hoʻokomo ʻoe i ka ʻike o kou ʻohana. Ua hana wau i kahi neʻe pupule o ke kīkē ʻana i ka pāʻina āpau a waiho i ka ʻikepili o koʻu ʻohana ma laila. Ua kāhea ka palapala noi i kēlā me kēia lālā o koʻu ʻohana. Ua hopu pono ka ʻōpio ʻōpio a hoʻomaka i ke kūkulu ʻana i kā lākou mau pūnaewele. He moʻolelo ʻokoʻa ia me nā poʻe mākua. E noʻonoʻo paha ʻoe ua kau wau i nā passport a me nā kāleka hōʻaiʻē o koʻu ʻohana ma ka pūnaewele no ka lawe ʻana. Ua weliweli loa lākou e hana wau i kēlā mea. Weliweli!

ʻAihue ʻike ʻike, ʻaihue ʻike !!! ʻO koʻu noʻonoʻo, ʻike, a - ka hapanui o koʻu hilinaʻi - i nīnau koke ʻia. Ua ukali nā leka uila e ʻā ʻana i nā leka uila ... ke aʻo ʻana iaʻu i kēia hoʻoweliweli hiki ʻole a me ka mālama ʻole e hoʻokau i koʻu ʻohana. ʻOiai ʻaʻole wau hopohopo me ka ʻaihue Identity, ua hana wikiwiki wau i nā ala i ka ʻoihana e kiʻi i ka ʻikepili i nīnau ʻia ... a me nā ʻikepili pili ... lawe koke ʻia i lalo. ʻAʻole i hoʻōki kēlā ʻōhumu. Pono wau e haʻi iā ʻoe ... i ka 38 o koʻu mau makahiki a he mau makahiki ma hope oʻu ma ka ʻoihana, manaʻo ʻoe ʻo wau ka mea maikaʻi loa i loaʻa i ka ʻupena mai ka SPAM.

E pilikia ana nō wau no kēia kūlana ... ʻaʻole i hala ka wā koke. Inā ua hoʻokolokolo ʻia ka hihia a hoʻopau ʻia i ka hahau lehulehu ʻana, ʻaʻole ia e mālama iaʻu. Manaʻo wau ua haʻalele wau i nā makemake āpau.

Pololei ʻo John Stossel. ʻO kēia makau-mongering e ka ʻoihana a me ka pāpāho ʻaʻole loa i kaohi ʻia. ʻO ka ʻoiaʻiʻo ka hana o ka ʻaihue ʻike ʻike e hoʻololi i ka nui o ke kālā ma mua o ka ʻaihue ʻike maoli. Akā ua loaʻa ka manaʻo o ka poʻe hōʻaiʻē, ke aupuni, a me nā pāpāho no laila e lilo ia i mea nānā i kekahi manawa. Ua hōʻike ʻia kā mākou ʻikepili āpau i kēia hewa Pūnaewele a ʻike koke ʻia mākou āpau. ʻAʻohe mea paʻa. Pau mākou. Ke pau nei ka honua.

A iʻole paha?

Wahi a LIKE, 69.4% o nā ʻohana ʻAmelika āpau e hoʻohana nei i ka Pūnaewele. Aia he 210,000,000 poʻe ʻAmelika e pīhoihoi nei ma ka Pūnaewele i kēia manawa. A pēlā nō kā lākou ʻike kāleka hōʻaiʻē, kā lākou mōʻaukala hōʻaiʻē, nā palapala ʻāina o ko lākou kaiāulu, kā lākou ʻike pili kaiapili, nā pono o kā lākou ʻoihana, kā lākou hoʻopukapuka kālā a me kā lākou (mālama pono ʻia) nā moʻolelo olakino.

Wow ... me kēlā ʻano helu, pono e miliona miliona ka poʻe i hoʻopilikia ʻia e ka ʻaihue Identity, ʻeā? ʻĀ ... ʻaʻole.

E like me ka FTC, aia he 246,000 mau hihia o nā hoʻopiʻi ʻaihue ʻike i hōʻike ʻia ma 2006 (NOHO mai 255,000 i 2005). ʻO ia ʻo 1 i kēlā me kēia mea hoʻohana Pūnaewele ʻoihana 1,000, ʻeā?

Nope.

Wahi a ka FTC, he 1.9% wale nō o nā hoʻopiʻi ʻaihue Identity a pau i hana ʻia e kūʻē i ka Pūnaewele. 4,674 poʻe. No laila ʻaʻole pili ka 98.1% o nā hoʻopiʻi ʻaihue Identity āpau i ka Pūnaewele. E hana kākou i kekahi makemakika…. ʻo ia ka 0.0022% loaʻa paha o kāu ʻaihue i ʻaihue ʻia mai ka Pūnaewele. A i ʻole 1 i kēlā me kēia 45,000 poʻe. 3 i ka 6% o ka ʻaihue Identity i hana ʻia ma muli o ka haki ʻikepili ma ke kumuwaiwai, me ka hapanui nui e hana nei i nā keʻena kālā a ʻaihue pū ʻia hoʻi i ke kino, ʻaʻole uila.

ʻAʻole hiki iaʻu ke loaʻa i hoʻokahi hoʻopiʻi i loko o nā ʻike āpau aʻu i nānā ai ma kahi i hacked ʻia ai ka ʻikepili o ka mea i hōʻeha ʻia mai kahi pūnaewele ʻaoʻao ʻekolu. ʻAʻole hoʻokahi hoʻopiʻi.

Makaʻu naʻe? Kou paʻewa o ka pepehi kanaka a make paha mai kahi hāʻule a make paha i kahi ulia kaʻa a i ʻole kahi ʻeha i hana ʻia nona iho i ʻoi aku ka nui ma mua o kāu kahakaha ʻana o ka Identity Fraud ma ka Pūnaewele. ʻO ka ʻoiaʻiʻo, ʻo nā manawa o ka Honua e kuʻi ʻia e ka asteroid i ke kenekulia aʻe ʻoi aku ka nui ma mua o ka mea i hōʻino ʻia no Identity Fraud ma ka Pūnaewele.

Me ka noʻonoʻo, e hoʻohui wau i nā mea āpau, inā ʻaʻole ka hapa nui, o kēlā mau hihia ʻIke ʻIʻike Pūnaewele i hana ʻia ma muli o kahi hoʻolālā phishing ... kahi i komo ai kahi mea hoʻohana i kahi pūnaewele wahaheʻe i kau ʻia ma laila no ka ʻaihue wale i kou ʻike. ʻAʻole lākou i hele mai mai nā pūnaewele kūpono kahi i ʻaihue ʻia ai ka ʻike o ka poʻe.

Kainō? Aia kekahi mau kumu, akā ʻo ke kī nui ka maikaʻi o ka Pūnaewele e mālama nei ikepili, maikaʻi loa i ka hoʻopaʻa ʻana i kēlā me kēia ʻkeke o ka ʻikepili e holo i loko ona. Ua ʻike anei ʻoe i ka wikiwiki o ka huli ʻana o ka poʻe ma hope o ka hōʻiliʻili ʻana o kahi kiʻi ponokala kiʻi keiki? ʻOi aku ka maʻalahi o ka ʻaihue ʻana o kekahi mau pepa mai kāu ʻoihana kālā kūloko ma mua o ka hoʻāʻo ʻana e lawe mai ia mai ka pūnaewele.

I ka hopena… kū hopohopo. I nā hui palekana a me nā ʻoihana… e hoʻōki i ka makaʻu ʻana i ka makaʻu. ʻOiaʻiʻo ʻaʻole wau e aʻoaʻo aku iā ʻoe e hoʻohana i kou inoa mua ma ke ʻano he password a waiho i kāu ʻike kāleka hōʻaiʻē i loko o kāu ʻikepili, akā ʻaʻole pono ʻoe e makaʻu i ke komo ʻana i kahi pūnaewele kūpono a ʻike i ka waiho ʻana o kāu waihona kālā i ka lā aʻe. ʻAʻole pēlā. Aia kekahi mau mea nui e hopohopo ai (e like me ka pilina olakino a hilinaʻi hoʻi me kou ʻohana).

A inā ʻoe e lilo i mea make ma kekahi hoʻopunipuni ʻike, eia kekahi 'ōlelo aʻo.

3 Comments

  1. 1

    ʻO ka pou maikaʻi. ʻAʻole maopopo iaʻu ke kumu o ka paranoid o nā poʻe e pili ana i ka hoʻokau ʻana i ka ʻike maʻamau e pili ana iā lākou iho ma ka Pūnaewele, ʻoiai ʻo ka mea hiki ke loaʻa ka hapa nui o ia mea ma o ka uila ʻole. No ka hapa nui, hiki iaʻu ke kiʻi i nā helu o ka poʻe, nā helu kelepona, nā lā male, nā lā hānau o nā keiki, a i kekahi mau manawa ko lākou uku - nā mea āpau me ke kiʻi ʻole ʻana i kahi kamepiula (ʻoiai paha e koi ʻia kahi ʻāpana o ka wāwae). ʻO ka kau ʻana i kahi kiʻi o ʻoe ma ka pūnaewele ʻaʻohe mea e like me ka hoʻolaha ʻana i kāu SSN.

    Manaʻo wau e lawe ana ka paranoia i ka hana a nā mea ʻoihana e hoʻonohonoho mua ai i ka palekana (a ʻo ia paha nā helu helu ma muli o ia). E hoʻolilo nā ʻoihana i ke kālā ma kahi palapala SSL a me ka pale ahi, akā ua paʻi ʻia ka ʻike a lākou i hopu ai a waiho ʻia i loko o kahi keʻena laka wehe ʻole ʻia ma kahi e hiki ai i kekahi ke komo. ʻOiaʻiʻo, nui nā ʻoihana e lawelawe maikaʻi ʻole i ka palekana pūnaewele, akā makemake wau e ʻoi aku ka maikaʻi o ka palekana o ka ʻoihana liʻiliʻi ma mua o ka ʻōlelo ʻana, kahi panakō, ke hiki mai i kā lākou keʻena kino ma mua o kā lākou pūnaewele.

  2. 2

    Hōʻikeʻia Hōʻoia paha ʻo TJX iaʻu i hewa… ʻAʻole lākou i ukali i ka ʻōlelo a nā hui kāleka hōʻaiʻē pehea e pale ai i ka ʻikepili no laila ua hacked kā lākou ʻōnaehana a ʻaihue ʻia ka ʻike kāleka hōʻaiʻē. ʻAʻohe manaʻo e pili ana i ka hopena o kēia ʻaihue, akā ʻo ia paha ka hack nui loa o ka ʻike kāleka hōʻaiʻē i kā mākou mōʻaukala Pūnaewele.

  3. 3

    Aloha Doug, mahalo no ka ʻatikala hoʻomaopopo. ʻAʻole wau i ʻike i ka hoʻonui ʻia o nā mea i ʻike ʻia a hiki i ka manawa i kau ai kāu helu helu i ka nānā. Manaʻo wau he mea kōkua nō ia i ka poʻe e akahele me kā lākou ʻike. Hiki i nā mea liʻiliʻi e like me ka nānā ʻana i ka helu pūnaewele ke kōkua i ka pale ʻana i ka phishing (e like me kahi leka uila e ʻōlelo ana iā ʻoe e hāʻawi iā lākou i kāu ʻike kāleka hōʻaiʻē, akā ʻaʻohe “paypal” ka helu ma luna aʻe ma kahi o ka inoa). Hele iki kahi noʻonoʻo a akahele.

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